Can foreign buyers get a Moroccan mortgage?

Moroccan banks have developed non-resident mortgage products over the last decade, particularly targeting MREs and European buyers. **Bank-by-bank overview:** - **CIH Bank** — the real estate specialist, best conditions for MRE (Maghribi Lil Istithmar product), up to 80% LTV for MRE with Moroccan income source - **Attijariwafa Bank** — competitive for salaried MRE, conservative on non-residents - **Bank of Africa (BMCE)** — strong international desk, good for Sub-Saharan African buyers and European MRE - **BMCI (BNP Paribas group)** — premium positioning, attractive for existing BNP Paribas clients worldwide - **Société Générale Maroc** — French connection, competitive on Euro-indexed products - **Banque Populaire** — largest retail network, flexible on self-employed **Documentation required:** - Last 3 payslips + 12-month tax return from country of residence - 12-month international bank statements - Valid passport + residence card - Apostille / consular legalisation of foreign civil documents - RICS valuation report (all non-resident loans) - Proof of dirham convertibility (Office des Changes) **Typical terms 2026:** rate 5.8-6.8%, LTV 50-70%, tenor 15-20 years, front costs ~8% of price. Approval 30-60 days.