Can foreign buyers get a Moroccan mortgage?

Moroccan banks have developed non-resident mortgage products over the last decade, particularly targeting MREs and European buyers. Bank-by-bank overview: - CIH Bank — the real estate specialist, best conditions for MRE (Maghribi Lil Istithmar product), up to 80% LTV for MRE with Moroccan income source - Attijariwafa Bank — competitive for salaried MRE, conservative on non-residents - Bank of Africa — strong international desk, good for Sub-Saharan African buyers and European MRE - BMCI (BNP Paribas group) — premium positioning, attractive for existing BNP Paribas clients worldwide - Société Générale Maroc — French connection, competitive on Euro-indexed products - Banque Populaire — largest retail network, flexible on self-employed Documentation required: - Last 3 payslips + 12-month tax return from country of residence - 12-month international bank statements - Valid passport + residence card - Apostille / consular legalisation of foreign civil documents - RICS valuation report (all non-resident loans) - Proof of dirham convertibility (Office des Changes) Typical terms 2026: rate 5.8-6.8%, LTV 50-70%, tenor 15-20 years, front costs ~8% of price. Approval 30-60 days.