Free calculator · 2026 rates
The real total cost of buying property in Morocco
Listed price ≠ real cost. Between registration duties, notary fees, ANCFCC, agency commission and total loan cost, your real acquisition can exceed the negotiated price by 8 to 20%. This calculator integrates every line to give you the exact figure to disburse.
Total cost-to-buy calculator (Morocco)
Get the real net cost: price + duties + notary + ANCFCC + agency + financing.
Total net cost
3 156 225 MAD
Total / Property price : ×1.58 · Monthly payment : 10 296 MAD/mois
Breakdown (indicative)
| Property price | 2 000 000 MAD |
| + Registration duties (4.0 %) | 80 000 MAD |
| + Notary fees (~1% + TVA) | 20 000 MAD |
| + ANCFCC (~1%) | 20 000 MAD |
| + Agency commission | 50 000 MAD |
| + Credit cost (interest + insurance) | 986 225 MAD |
| Real total acquisition | 3 156 225 MAD |
Indicative — final figures depend on notary, bank conditions, agency rate, and tax regime. Consult a notary and an expert for precise calculations.