Strategic simulator · Patrimonial decision
Sell now or wait 2 years?
The toughest patrimonial decision: sell your Moroccan property now, or wait 2 years betting on growth? This simulator compares both scenarios net of tax and opportunity cost of idle capital. It factors in estimated district growth, the 20% TPI, kept rents, and your alternative investment rate.
Sell now or wait 2 years? Strategic simulator
Two scenarios compared net of tax and opportunity cost.
Recent growth (CAGR 2024-2026) : +4.7% / an
🅰️ Sell now (2026)
| Sale price | 2 500 000 MAD |
| − TPI (20% on net profit) | −148 502 MAD |
| Net of sale | 2 351 498 MAD |
🅱️ Wait 2 years (sell 2028)
| Sale price (2028) | 2 740 522 MAD |
| − TPI (20% on net profit) | −182 406 MAD |
| − Opportunity cost (capital placed) | −191 882 MAD |
| Final net result | 2 366 234 MAD |
Verdict
🤝 Both scenarios are close — your patrimonial preference decides
Gain (waiting) − (now)
+14 736 MAD
Indicative projection — depends on actual market cycles. A RICS Red Book appraisal gives the defensible current value of your property.